Mortgage lending in Myrtle Beach-Conway-North Myrtle Beach, SC
15,162 mortgages were originated in the Myrtle Beach-Conway-North Myrtle Beach, SC area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 15,162
- Median rate
- 6.625%
- Median lender fees
- $5,486
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $235,000
- Above the going rate (spread over APOR)
- 0.288
- Paid discount points
- 46.7%
- Received lender credits
- 21.4%
- Purchases / refinances
- 66.6% / 22.4%
- Conventional / FHA / VA
- 76% / 13.5% / 10.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.6% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Myrtle Beach-Conway-North Myrtle Beach, SC area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| DHI Mortgage Company, Ltd. | 1,044 | $3,300 | 5.500% |
| Rocket Mortgage, LLC | 996 | $5,151 | 6.875% |
| Lennar Mortgage, LLC | 497 | $5,763 | 6.375% |
| United Shore Financial Services, LLC | 494 | $9,222 | 6.375% |
| Loandepot.Com, LLC | 436 | $6,424 | 6.250% |
| T2 Financial LLC | 366 | $7,580 | 6.990% |
| Pulte Mortgage LLC | 295 | $714 | 6.125% |
| Lower, LLC | 287 | $5,833 | 6.750% |
| Anderson Brothers Bank | 287 | — | — |
| The Conway National Bank | 277 | — | — |