APR.net

Mortgage lending in Sierra Vista-Douglas, AZ

2,817 mortgages were originated in the Sierra Vista-Douglas, AZ area in 2025, and here is what they cost.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
2,817
Median rate
6.500%
Median lender fees
$5,657
Median loan amount
$215,000
Median spread over APOR
0.280
Paid discount points
54.4%
Received lender credits
26.1%
Purchases / refinances
48.5% / 38.3%
Conventional / FHA / VA
47.7% / 17% / 33.9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 81.1% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Sierra Vista-Douglas, AZ area, ranked by volume.

Lender Loans Median fees Median rate
CROSSCOUNTRY MORTGAGE, INC. 453 $5,321 6.250%
Rocket Mortgage, LLC 220 $5,827 6.500%
UNITED SHORE FINANCIAL SERVICES, LLC 194 $6,460 6.104%
GUILD MORTGAGE COMPANY 127 $6,819 6.625%
Mortgage Research Center, LLC 103 $4,336 6.125%
BoxCar Mortgage, LLC 99 6.490%
Navy Federal Credit Union 95 $2,000 7.500%
Fairway Independent Mortgage Corporation 78 $7,472 6.490%
NOVA FINANCIAL & INVESTMENT CORPORATION 75 $4,073 6.490%
Loandepot.Com, LLC 67 $6,882 7.000%