Mortgage lending in Sierra Vista-Douglas, AZ

2,817 mortgages were originated in the Sierra Vista-Douglas, AZ area in 2025, and here is what they cost.

Loans originated

2,817

Median rate

6.500%

Median lender fees

$5,657

The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.

Median loan amount

$215,000

Above the going rate (spread over APOR)

0.280

Paid discount points

54.4%

Received lender credits

26.1%

Purchases / refinances

48.5% / 38.3%

Conventional / FHA / VA

47.7% / 17% / 33.9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 81.1% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Sierra Vista-Douglas, AZ area, ranked by volume.