Mortgage lending in Davenport-Moline-Rock Island, IA-IL
8,643 mortgages were originated in the Davenport-Moline-Rock Island, IA-IL area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 8,643
- Median rate
- 6.500%
- Median lender fees
- $2,679
- Median loan amount
- $135,000
- Median spread over APOR
- 0.239
- Paid discount points
- 23%
- Received lender credits
- 18.2%
- Purchases / refinances
- 59.5% / 25.2%
- Conventional / FHA / VA
- 80.8% / 11.3% / 7.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.1% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Davenport-Moline-Rock Island, IA-IL area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| GREENSTATE Credit Union | 1,049 | $1,909 | 6.490% |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | 613 | $2,032 | 6.375% |
| Empeople Credit Union | 448 | $2,505 | 6.490% |
| ASCENTRA Credit Union | 437 | $1,840 | 6.500% |
| RUHL MORTGAGE, LLC | 407 | $2,340 | 6.375% |
| Broker Solutions, Inc. | 399 | $5,687 | 6.625% |
| Rocket Mortgage, LLC | 327 | $4,778 | 6.750% |
| LOWER, LLC | 305 | $3,601 | 6.875% |
| BANKORION | 260 | — | — |
| R.I.A. Federal Credit Union | 223 | $2,315 | 5.875% |