Mortgage lending in Nashville-Davidson--Murfreesboro--Franklin, TN
57,722 mortgages were originated in the Nashville-Davidson--Murfreesboro--Franklin, TN area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 57,722
- Median rate
- 6.500%
- Median lender fees
- $6,218
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $315,000
- Above the going rate (spread over APOR)
- 0.168
- Paid discount points
- 40.2%
- Received lender credits
- 24.7%
- Purchases / refinances
- 52.9% / 30.3%
- Conventional / FHA / VA
- 77.8% / 14.5% / 7.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 72.3% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Nashville-Davidson--Murfreesboro--Franklin, TN area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 3,694 | $5,673 | 6.500% |
| United Shore Financial Services, LLC | 3,220 | $9,057 | 6.125% |
| CMG Mortgage, Inc. | 2,009 | $9,740 | 6.625% |
| Regions Bank | 1,784 | $2,242 | 4.990% |
| FirstBank | 1,769 | $5,096 | 6.750% |
| Pinnacle Bank | 1,406 | $4,207 | 6.500% |
| Ascend Federal Credit Union | 1,229 | $2,055 | 7.500% |
| Wilson Bank And Trust | 1,145 | $4,259 | 7.000% |
| Legacy Home Loans, LLC | 992 | $4,161 | 6.500% |
| U.S. Bank National Association | 952 | $3,973 | 7.500% |