Mortgage lending in Missoula, MT

2,371 mortgages were originated in the Missoula, MT area in 2025, and here is what they cost.

Loans originated

2,371

Median rate

6.750%

Median lender fees

$5,807

Median loan amount

$325,000

Median spread over APOR

0.261

Paid discount points

38%

Received lender credits

21.9%

Purchases / refinances

49.3% / 29.9%

Conventional / FHA / VA

86.2% / 6.7% / 6.9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66.8% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Missoula, MT area, ranked by volume.