Mortgage lending in Arlington-Alexandria-Reston, VA-WV
68,513 mortgages were originated in the Arlington-Alexandria-Reston, VA-WV area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 68,513
- Median rate
- 6.500%
- Median lender fees
- $6,052
- Median loan amount
- $415,000
- Median spread over APOR
- 0.108
- Paid discount points
- 34.9%
- Received lender credits
- 28.6%
- Purchases / refinances
- 50.9% / 29.6%
- Conventional / FHA / VA
- 77.8% / 7.5% / 14.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 74.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Arlington-Alexandria-Reston, VA-WV area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 4,811 | $4,472 | 6.625% |
| Navy Federal Credit Union | 4,332 | $1,786 | 7.750% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 3,439 | $7,907 | 6.125% |
| Truist Bank | 2,529 | $5,688 | 6.325% |
| Atlantic Coast Mortgage, LLC | 2,113 | $6,715 | 6.490% |
| PENNYMAC LOAN SERVICES, LLC | 1,616 | $5,168 | 6.375% |
| First Heritage Mortgage, LLC | 1,470 | $8,807 | 6.375% |
| CROSSCOUNTRY MORTGAGE, INC. | 1,373 | $7,613 | 6.490% |
| Bank of America, National Association | 1,334 | $5,403 | 6.240% |
| GUARANTEED RATE, INC. | 1,259 | $5,897 | 6.200% |