Mortgage lending in Camden, NJ
31,545 mortgages were originated in the Camden, NJ area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 31,545
- Median rate
- 6.750%
- Median lender fees
- $5,982
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $235,000
- Above the going rate (spread over APOR)
- 0.349
- Paid discount points
- 34.2%
- Received lender credits
- 19.7%
- Purchases / refinances
- 44.9% / 33.2%
- Conventional / FHA / VA
- 79.5% / 14.4% / 5.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 67.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Camden, NJ area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 2,119 | $5,398 | 6.750% |
| Police & Fire | 1,664 | — | 6.250% |
| TD Bank, National Association | 1,210 | $99 | 7.540% |
| Crosscountry Mortgage, Inc. | 1,158 | $8,883 | 6.750% |
| Citizens Bank, National Association | 1,126 | $5,339 | 7.650% |
| PNC Bank, National Association | 970 | $5,048 | 8.250% |
| United Shore Financial Services, LLC | 854 | $10,817 | 6.249% |
| Affordable Mortgage Advisors, LLC. | 836 | $6,061 | 6.625% |
| Guaranteed Rate, Inc. | 834 | $6,020 | 6.625% |
| Nfm, Inc. | 814 | $6,515 | 6.625% |