Mortgage lending in Salisbury, MD

2,429 mortgages were originated in the Salisbury, MD area in 2025, and here is what they cost.

Loans originated

2,429

Median rate

6.625%

Median lender fees

$6,644

Median loan amount

$205,000

Median spread over APOR

0.416

Paid discount points

40.1%

Received lender credits

21.3%

Purchases / refinances

53.3% / 30.6%

Conventional / FHA / VA

66.4% / 24.1% / 8.2%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.6% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Salisbury, MD area, ranked by volume.