Mortgage lending in Lebanon, PA
3,152 mortgages were originated in the Lebanon, PA area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,152
- Median rate
- 6.624%
- Median lender fees
- $5,953
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $185,000
- Above the going rate (spread over APOR)
- 0.214
- Paid discount points
- 30.4%
- Received lender credits
- 19.5%
- Purchases / refinances
- 47% / 28.7%
- Conventional / FHA / VA
- 80.6% / 11.4% / 7.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 60.9% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Lebanon, PA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Crosscountry Mortgage, Inc. | 306 | $8,578 | 6.625% |
| Members 1st | 227 | — | 6.875% |
| Lebanon Federal Credit Union | 206 | — | — |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 206 | $20 | 6.500% |
| Fulton Bank, National Association | 181 | $5,149 | 6.490% |
| Rocket Mortgage, LLC | 173 | $6,129 | 6.750% |
| First National Bank of Pennsylvania | 101 | $4,343 | 6.140% |
| Guild Mortgage Company | 99 | $6,246 | 6.500% |
| United Shore Financial Services, LLC | 88 | $9,944 | 6.124% |
| The Ephrata National Bank | 87 | — | 6.500% |