APR.net

Mortgage lending in Lebanon, PA

3,152 mortgages were originated in the Lebanon, PA area in 2025, and here is what they cost.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
3,152
Median rate
6.624%
Median lender fees
$5,953
Median loan amount
$185,000
Median spread over APOR
0.214
Paid discount points
30.4%
Received lender credits
19.5%
Purchases / refinances
47% / 28.7%
Conventional / FHA / VA
80.6% / 11.4% / 7.7%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 60.9% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Lebanon, PA area, ranked by volume.

Lender Loans Median fees Median rate
CROSSCOUNTRY MORTGAGE, INC. 306 $8,578 6.625%
MEMBERS 1ST 227 6.875%
PENNSYLVANIA STATE EMPLOYEES Credit Union 206 $20 6.500%
Lebanon Federal Credit Union 206
Fulton Bank, National Association 181 $5,149 6.490%
Rocket Mortgage, LLC 173 $6,129 6.750%
First National Bank of Pennsylvania 101 $4,343 6.140%
GUILD MORTGAGE COMPANY 99 $6,246 6.500%
UNITED SHORE FINANCIAL SERVICES, LLC 88 $9,944 6.124%
The Ephrata National Bank 87 6.500%