Mortgage lending in Ocala, FL
12,810 mortgages were originated in the Ocala, FL area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 12,810
- Median rate
- 6.500%
- Median lender fees
- $6,736
- Median loan amount
- $215,000
- Median spread over APOR
- 0.297
- Paid discount points
- 48.9%
- Received lender credits
- 26.7%
- Purchases / refinances
- 64.8% / 22.6%
- Conventional / FHA / VA
- 60.6% / 25.5% / 13.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 78.3% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Ocala, FL area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,179 | $9,239 | 6.375% |
| Rocket Mortgage, LLC | 822 | $5,917 | 6.750% |
| DHI MORTGAGE COMPANY, LTD. | 501 | $8,014 | 4.750% |
| LENNAR MORTGAGE, LLC | 327 | $6,620 | 5.125% |
| UNION HOME MORTGAGE CORP. | 316 | $8,876 | 6.500% |
| CROSSCOUNTRY MORTGAGE, INC. | 315 | $8,108 | 6.575% |
| Florida Credit Union | 280 | $3,984 | 6.500% |
| Mortgage Research Center, LLC | 263 | $4,392 | 6.250% |
| Regions Bank | 253 | — | 6.125% |
| Fairway Independent Mortgage Corporation | 247 | $5,764 | 5.990% |