Mortgage lending in Tulsa, OK
21,807 mortgages were originated in the Tulsa, OK area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 21,807
- Median rate
- 6.625%
- Median lender fees
- $6,249
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $205,000
- Above the going rate (spread over APOR)
- 0.340
- Paid discount points
- 37.7%
- Received lender credits
- 27.2%
- Purchases / refinances
- 58.7% / 24.1%
- Conventional / FHA / VA
- 70.7% / 19.5% / 8.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.8% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Tulsa, OK area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Associated Mortgage Corporation | 1,528 | $6,199 | 6.500% |
| BOKF, National Association | 1,417 | $6,094 | 6.625% |
| Arvest Bank | 1,337 | $5,403 | 7.000% |
| Rocket Mortgage, LLC | 1,301 | $6,008 | 6.750% |
| First United Bank and Trust Company | 902 | $7,659 | 6.500% |
| Flat Branch Mortgage, Inc. | 893 | $7,536 | 6.375% |
| TTCU Federal Credit Union | 851 | $3,764 | 6.875% |
| United Shore Financial Services, LLC | 690 | $8,276 | 6.250% |
| BancFirst | 554 | $3,956 | 7.125% |
| The Mortgage Link, Inc. | 513 | $13,300 | 6.250% |