Mortgage lending in Terre Haute, IN
3,738 mortgages were originated in the Terre Haute, IN area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,738
- Median rate
- 6.875%
- Median lender fees
- $3,155
- Median loan amount
- $115,000
- Median spread over APOR
- 0.531
- Paid discount points
- 27.7%
- Received lender credits
- 17.8%
- Purchases / refinances
- 47.8% / 31.3%
- Conventional / FHA / VA
- 75.5% / 15.1% / 7.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71.4% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Terre Haute, IN area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| First Financial Bank, National Association | 738 | $237 | 6.750% |
| RUOFF MORTGAGE COMPANY, INC. | 292 | $3,206 | 6.875% |
| Fifth Third Bank, National Association | 264 | $2,303 | 7.875% |
| Rocket Mortgage, LLC | 239 | $5,286 | 6.750% |
| The Riddell National Bank | 224 | $2,685 | 7.500% |
| Old National Bank | 138 | $2,848 | 6.250% |
| GVC MORTGAGE, INC. | 130 | $4,724 | 6.875% |
| The Hometown Savings Bank | 111 | $2,238 | 6.500% |
| First Farmers Bank & Trust Co. | 106 | — | 7.250% |
| Mortgage Research Center, LLC | 98 | $2,697 | 6.438% |