Mortgage lending in McAllen-Edinburg-Mission, TX
8,308 mortgages were originated in the McAllen-Edinburg-Mission, TX area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 8,308
- Median rate
- 6.625%
- Median lender fees
- $8,182
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $225,000
- Above the going rate (spread over APOR)
- 0.556
- Paid discount points
- 51%
- Received lender credits
- 28.4%
- Purchases / refinances
- 66.7% / 25.1%
- Conventional / FHA / VA
- 57% / 33.7% / 8.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 79.3% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the McAllen-Edinburg-Mission, TX area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| United Shore Financial Services, LLC | 520 | $8,922 | 6.125% |
| CMG Mortgage, Inc. | 496 | $10,854 | 6.500% |
| Rally Credit Union | 467 | $2,846 | 6.750% |
| Rocket Mortgage, LLC | 457 | $6,549 | 6.750% |
| Crosscountry Mortgage, Inc. | 392 | $11,878 | 6.625% |
| Stonewood Home Lending, LLC | 324 | $10,848 | 5.750% |
| Synergy One Lending, Inc. | 293 | $9,246 | 6.625% |
| Movement Mortgage, LLC | 271 | $9,065 | 6.625% |
| Right Start Mortgage, Inc. | 248 | $11,876 | 6.625% |
| Security Service Federal Credit Union | 243 | $2,694 | 6.990% |