Mortgage lending in Greeley, CO
11,307 mortgages were originated in the Greeley, CO area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 11,307
- Median rate
- 6.500%
- Median lender fees
- $6,587
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $345,000
- Above the going rate (spread over APOR)
- 0.174
- Paid discount points
- 42.9%
- Received lender credits
- 24.4%
- Purchases / refinances
- 55.4% / 28.5%
- Conventional / FHA / VA
- 71.8% / 20% / 8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 73.9% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Greeley, CO area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| United Shore Financial Services, LLC | 1,135 | $8,861 | 6.125% |
| Rocket Mortgage, LLC | 574 | $4,649 | 6.750% |
| ENT Credit Union | 361 | $3,387 | 7.740% |
| Loandepot.Com, LLC | 346 | $10,862 | 5.750% |
| Guild Mortgage Company | 336 | $6,840 | 6.500% |
| DHI Mortgage Company, Ltd. | 314 | $9,141 | 4.750% |
| Crosscountry Mortgage, Inc. | 250 | $11,554 | 6.500% |
| Canvas Credit Union | 247 | — | 7.890% |
| Lennar Mortgage, LLC | 240 | $3,795 | 4.250% |
| Elevations | 235 | $3,397 | 7.240% |