Mortgage lending in New Orleans-Metairie, LA
12,272 mortgages were originated in the New Orleans-Metairie, LA area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 12,272
- Median rate
- 6.625%
- Median lender fees
- $5,901
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $215,000
- Above the going rate (spread over APOR)
- 0.319
- Paid discount points
- 35.1%
- Received lender credits
- 20.1%
- Purchases / refinances
- 55.5% / 29.8%
- Conventional / FHA / VA
- 74.9% / 17.4% / 6.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the New Orleans-Metairie, LA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 798 | $5,680 | 6.625% |
| Gulf Coast Bank and Trust Company | 778 | $5,716 | 7.000% |
| United Shore Financial Services, LLC | 755 | $8,432 | 6.500% |
| Hancock Whitney Bank | 660 | $4,636 | 6.000% |
| Fidelity Bank | 559 | $7,255 | 6.875% |
| First Horizon Bank | 555 | $5,708 | 6.500% |
| Movement Mortgage, LLC | 372 | $5,887 | 6.500% |
| Eustis Mortgage Corporation | 357 | $7,024 | 6.625% |
| JPMorgan Chase Bank, National Association | 314 | $4,021 | 6.500% |
| Regions Bank | 290 | $3,745 | 6.000% |