Mortgage lending in Asheville, NC

9,088 mortgages were originated in the Asheville, NC area in 2025, and here is what they cost.

Loans originated

9,088

Median rate

6.500%

Median lender fees

$5,217

Median loan amount

$285,000

Median spread over APOR

0.130

Paid discount points

32.1%

Received lender credits

18.3%

Purchases / refinances

51.5% / 28.9%

Conventional / FHA / VA

86.2% / 8.3% / 5.2%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.2% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Asheville, NC area, ranked by volume.