Mortgage lending in Huntsville, AL
16,377 mortgages were originated in the Huntsville, AL area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 16,377
- Median rate
- 6.375%
- Median lender fees
- $5,271
- Median loan amount
- $245,000
- Median spread over APOR
- 0.101
- Paid discount points
- 41.3%
- Received lender credits
- 25.3%
- Purchases / refinances
- 56.7% / 27.7%
- Conventional / FHA / VA
- 64.8% / 15.7% / 17.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 73.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Huntsville, AL area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| REDSTONE Federal Credit Union | 1,938 | $3,567 | 8.125% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,049 | $6,258 | 6.124% |
| Rocket Mortgage, LLC | 964 | $5,056 | 6.625% |
| Regions Bank | 643 | $3,322 | 4.990% |
| LENNAR MORTGAGE, LLC | 577 | $3,922 | 4.750% |
| DHI MORTGAGE COMPANY, LTD. | 444 | $5,971 | 4.990% |
| FirstBank | 386 | $4,442 | 6.500% |
| Trustmark National Bank | 373 | $4,839 | 6.250% |
| Heritage Mortgage, LLC | 357 | $4,875 | 5.875% |
| STOCKTON MORTGAGE CORPORATION | 354 | $7,695 | 6.250% |