Mortgage lending in Dallas-Plano-Irving, TX
106,569 mortgages were originated in the Dallas-Plano-Irving, TX area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 106,569
- Median rate
- 6.490%
- Median lender fees
- $7,825
- Median loan amount
- $335,000
- Median spread over APOR
- 0.121
- Paid discount points
- 44.1%
- Received lender credits
- 30.9%
- Purchases / refinances
- 64.4% / 27.1%
- Conventional / FHA / VA
- 75.7% / 17.2% / 6.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 82.2% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Dallas-Plano-Irving, TX area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 11,626 | $8,923 | 6.125% |
| Rocket Mortgage, LLC | 5,949 | $6,787 | 6.625% |
| DHI MORTGAGE COMPANY, LTD. | 4,578 | $8,628 | 4.500% |
| LENNAR MORTGAGE, LLC | 3,596 | $5,904 | 4.625% |
| CROSSCOUNTRY MORTGAGE, INC. | 2,454 | $11,426 | 6.625% |
| JPMorgan Chase Bank, National Association | 2,375 | $4,919 | 6.375% |
| Loandepot.Com, LLC | 2,098 | $9,547 | 5.750% |
| Bank of America, National Association | 2,018 | $4,412 | 6.125% |
| CREDIT UNION OF TEXAS | 1,886 | — | 7.750% |
| Frost Bank | 1,860 | $95 | 7.750% |