Mortgage lending in San Antonio-New Braunfels, TX
52,902 mortgages were originated in the San Antonio-New Braunfels, TX area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 52,902
- Median rate
- 6.250%
- Median lender fees
- $7,021
- Median loan amount
- $255,000
- Median spread over APOR
- -0.051
- Paid discount points
- 48.9%
- Received lender credits
- 27.2%
- Purchases / refinances
- 68.3% / 24.3%
- Conventional / FHA / VA
- 55.1% / 22.7% / 21.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 84.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the San Antonio-New Braunfels, TX area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| LENNAR MORTGAGE, LLC | 4,406 | $6,658 | 4.625% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 3,807 | — | 6.875% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 2,770 | $7,913 | 6.124% |
| Rocket Mortgage, LLC | 2,489 | $6,566 | 6.750% |
| DHI MORTGAGE COMPANY, LTD. | 2,466 | $8,599 | 3.990% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 1,376 | $2,707 | 6.990% |
| DIRECTIONS EQUITY, LLC | 1,097 | $6,703 | 6.250% |
| Loandepot.Com, LLC | 973 | $9,703 | 4.990% |
| CMG MORTGAGE, INC. | 910 | $10,448 | 6.000% |
| KBHS HOME LOANS, LLC | 876 | $9,410 | 6.125% |