Mortgage lending in Fort Wayne, IN
12,563 mortgages were originated in the Fort Wayne, IN area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 12,563
- Median rate
- 6.750%
- Median lender fees
- $3,158
- Median loan amount
- $165,000
- Median spread over APOR
- 0.375
- Paid discount points
- 29.4%
- Received lender credits
- 18.5%
- Purchases / refinances
- 50.3% / 30.3%
- Conventional / FHA / VA
- 81.5% / 11.9% / 6.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 72.3% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Fort Wayne, IN area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Three Rivers Federal Credit Union | 1,723 | $2,659 | 7.000% |
| RUOFF MORTGAGE COMPANY, INC. | 1,066 | $3,438 | 6.750% |
| First Merchants Bank | 517 | $2,732 | 6.500% |
| Rocket Mortgage, LLC | 498 | $4,909 | 6.875% |
| Fifth Third Bank, National Association | 479 | $2,890 | 6.990% |
| MidWest America Federal Credit Union | 468 | $2,602 | 6.490% |
| PROFED CREDIT UNION | 438 | $2,302 | 7.250% |
| Fairway Independent Mortgage Corporation | 360 | $4,708 | 6.750% |
| Union Savings Bank | 307 | $1,420 | 6.500% |
| GVC MORTGAGE, INC. | 283 | $5,514 | 6.750% |