Mortgage lending in Omaha, NE-IA
25,858 mortgages were originated in the Omaha, NE-IA area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 25,858
- Median rate
- 6.624%
- Median lender fees
- $3,462
- Median loan amount
- $205,000
- Median spread over APOR
- 0.192
- Paid discount points
- 26%
- Received lender credits
- 20.9%
- Purchases / refinances
- 54.4% / 27.4%
- Conventional / FHA / VA
- 79.3% / 10% / 10.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Omaha, NE-IA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| VERIDIAN CREDIT UNION | 1,555 | $1,896 | 6.490% |
| First National Bank of Omaha | 1,338 | $2,995 | 7.150% |
| CENTRIS | 1,320 | $1,891 | 6.250% |
| Rocket Mortgage, LLC | 1,276 | $4,750 | 6.750% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 909 | $4,869 | 6.412% |
| CHARTER WEST BANK | 859 | $3,652 | 6.500% |
| U.S. Bank National Association | 667 | $2,748 | 7.375% |
| METRO CU | 657 | $2,645 | 5.750% |
| Pinnacle Bank | 649 | $2,988 | 6.750% |
| Mortgage Research Center, LLC | 629 | $4,947 | 6.250% |