Mortgage lending in Manchester-Nashua, NH
10,414 mortgages were originated in the Manchester-Nashua, NH area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 10,414
- Median rate
- 6.875%
- Median lender fees
- $4,526
- Median loan amount
- $305,000
- Median spread over APOR
- 0.228
- Paid discount points
- 27%
- Received lender credits
- 22.2%
- Purchases / refinances
- 42.2% / 34.1%
- Conventional / FHA / VA
- 86.3% / 7.7% / 5.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Manchester-Nashua, NH area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Citizens Bank, National Association | 988 | $4,595 | 7.400% |
| Rocket Mortgage, LLC | 689 | $5,067 | 6.750% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 656 | $7,290 | 6.482% |
| CMG MORTGAGE, INC. | 582 | $4,356 | 6.625% |
| St. Mary's Bank Credit Union | 499 | $3,717 | 7.250% |
| DIGITAL | 425 | $300 | 7.740% |
| GUILD MORTGAGE COMPANY | 344 | $4,538 | 6.625% |
| TD Bank, National Association | 322 | $99 | 7.540% |
| CROSSCOUNTRY MORTGAGE, INC. | 234 | $5,142 | 6.750% |
| Service Federal Credit Union | 222 | — | 6.490% |