Mortgage lending in Colorado Springs, CO
23,535 mortgages were originated in the Colorado Springs, CO area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 23,535
- Median rate
- 6.490%
- Median lender fees
- $5,862
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $355,000
- Above the going rate (spread over APOR)
- 0.056
- Paid discount points
- 40.7%
- Received lender credits
- 25.9%
- Purchases / refinances
- 51.4% / 31.4%
- Conventional / FHA / VA
- 60.9% / 9.6% / 29.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Colorado Springs, CO area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| ENT Credit Union | 4,750 | $3,762 | 7.500% |
| United Shore Financial Services, LLC | 3,271 | $7,247 | 5.999% |
| Rocket Mortgage, LLC | 1,271 | $5,260 | 6.375% |
| Guaranteed Rate, Inc. | 555 | $6,103 | 6.250% |
| Freedom Mortgage Corporation | 506 | $5,702 | 5.750% |
| Mortgage Research Center, LLC | 477 | $7,106 | 5.990% |
| Navy Federal Credit Union | 454 | $1,983 | 7.750% |
| Pennymac Loan Services, LLC | 408 | $5,309 | 6.124% |
| Guild Mortgage Company | 405 | $5,867 | 6.250% |
| Newrez LLC | 358 | $6,849 | 6.250% |