Mortgage lending in Tucson, AZ

23,253 mortgages were originated in the Tucson, AZ area in 2025, and here is what they cost.

Loans originated

23,253

Median rate

6.575%

Median lender fees

$6,191

Median loan amount

$265,000

Median spread over APOR

0.250

Paid discount points

49.5%

Received lender credits

20.8%

Purchases / refinances

53.9% / 29.1%

Conventional / FHA / VA

67% / 18.8% / 14.2%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.8% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Tucson, AZ area, ranked by volume.