Mortgage lending in Lexington Park, MD
5,216 mortgages were originated in the Lexington Park, MD area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,216
- Median rate
- 6.500%
- Median lender fees
- $7,168
- Median loan amount
- $335,000
- Median spread over APOR
- 0.213
- Paid discount points
- 42.2%
- Received lender credits
- 26.2%
- Purchases / refinances
- 48.1% / 32%
- Conventional / FHA / VA
- 60.2% / 12.6% / 25.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.7% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Lexington Park, MD area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Navy Federal Credit Union | 484 | $1,057 | 7.950% |
| FIRST HOME MORTGAGE CORPORATION | 478 | $10,325 | 6.500% |
| Rocket Mortgage, LLC | 408 | $4,142 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 229 | $8,441 | 5.999% |
| PENNYMAC LOAN SERVICES, LLC | 173 | $6,668 | 6.375% |
| FREEDOM MORTGAGE CORPORATION | 155 | $6,098 | 5.990% |
| PNC Bank, National Association | 139 | — | 7.750% |
| Mortgage Research Center, LLC | 131 | $6,930 | 6.125% |
| Towne Bank | 129 | $6,537 | 6.375% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 106 | $11,626 | 6.500% |