Mortgage lending in Pittsburgh, PA
54,039 mortgages were originated in the Pittsburgh, PA area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 54,039
- Median rate
- 6.650%
- Median lender fees
- $5,270
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $155,000
- Above the going rate (spread over APOR)
- 0.234
- Paid discount points
- 26.3%
- Received lender credits
- 18.5%
- Purchases / refinances
- 44.1% / 28.1%
- Conventional / FHA / VA
- 86.6% / 8.6% / 4.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 59.2% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Pittsburgh, PA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| PNC Bank, National Association | 5,991 | $4,890 | 7.790% |
| Citizens Bank, National Association | 3,196 | $5,734 | 7.650% |
| Rocket Mortgage, LLC | 3,158 | $5,639 | 6.625% |
| Dollar Bank, Federal Savings Bank | 3,033 | — | 6.740% |
| First National Bank of Pennsylvania | 2,489 | — | 6.490% |
| United Shore Financial Services, LLC | 2,175 | $6,786 | 6.499% |
| First Commonwealth Bank | 1,674 | $275 | 5.990% |
| Clearview Federal Credit Union | 1,368 | $219 | 6.750% |
| The Huntington National Bank | 1,321 | $4,961 | 7.640% |
| Movement Mortgage, LLC | 1,249 | $6,169 | 6.625% |