Mortgage lending in Lake County-Porter County-Jasper County, IN
17,998 mortgages were originated in the Lake County-Porter County-Jasper County, IN area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 17,998
- Median rate
- 6.850%
- Median lender fees
- $4,449
- Median loan amount
- $195,000
- Median spread over APOR
- 0.496
- Paid discount points
- 36.6%
- Received lender credits
- 21.9%
- Purchases / refinances
- 49.8% / 30.7%
- Conventional / FHA / VA
- 77.3% / 16.8% / 5.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65.9% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Lake County-Porter County-Jasper County, IN area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 1,175 | $5,254 | 6.750% |
| Centier Bank | 1,123 | $2,904 | 8.500% |
| TECH Credit Union | 609 | $3,647 | 7.240% |
| GUARANTEED RATE, INC. | 574 | $4,315 | 6.575% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 559 | $7,194 | 6.356% |
| JPMorgan Chase Bank, National Association | 537 | $3,176 | 6.625% |
| Fifth Third Bank, National Association | 508 | $1,201 | 7.750% |
| Fairway Independent Mortgage Corporation | 456 | $3,982 | 6.750% |
| CROSSCOUNTRY MORTGAGE, INC. | 411 | $7,453 | 6.750% |
| LENNAR MORTGAGE, LLC | 363 | $4,119 | 5.125% |