Mortgage lending in Vallejo, CA

8,224 mortgages were originated in the Vallejo, CA area in 2025, and here is what they cost.

Loans originated

8,224

Median rate

6.625%

Median lender fees

$7,065

Median loan amount

$395,000

Median spread over APOR

0.331

Paid discount points

41.8%

Received lender credits

23.9%

Purchases / refinances

50% / 31.7%

Conventional / FHA / VA

74.9% / 14.2% / 10.8%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 74.1% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Vallejo, CA area, ranked by volume.