Mortgage lending in Yakima, WA
4,226 mortgages were originated in the Yakima, WA area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,226
- Median rate
- 6.750%
- Median lender fees
- $6,829
- Median loan amount
- $245,000
- Median spread over APOR
- 0.420
- Paid discount points
- 44.2%
- Received lender credits
- 18.3%
- Purchases / refinances
- 54% / 28.5%
- Conventional / FHA / VA
- 68.8% / 19.8% / 6.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66.7% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Yakima, WA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| CMG MORTGAGE, INC. | 858 | $8,253 | 6.625% |
| Rocket Mortgage, LLC | 241 | $5,219 | 6.750% |
| Solarity Credit Union | 236 | — | 7.750% |
| Broker Solutions, Inc. | 192 | $8,321 | 6.625% |
| Yakima Federal Savings and Loan Association | 189 | $5,126 | 6.500% |
| GESA | 189 | $1,355 | 7.500% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 175 | $9,856 | 6.750% |
| Synergy One Lending, Inc. | 164 | $9,432 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 122 | $9,142 | 6.124% |
| CROSSCOUNTRY MORTGAGE, INC. | 96 | $8,912 | 6.600% |