Mortgage lending in Seattle-Bellevue-Kent, WA
43,322 mortgages were originated in the Seattle-Bellevue-Kent, WA area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 43,322
- Median rate
- 6.490%
- Median lender fees
- $5,850
- Median loan amount
- $515,000
- Median spread over APOR
- 0.051
- Paid discount points
- 30.8%
- Received lender credits
- 30.6%
- Purchases / refinances
- 49.4% / 32%
- Conventional / FHA / VA
- 93.2% / 4% / 2.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Seattle-Bellevue-Kent, WA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Boeing Employees Credit Union | 6,131 | $4,440 | 5.990% |
| Rocket Mortgage, LLC | 2,378 | $4,531 | 6.500% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 2,005 | $7,835 | 6.375% |
| MOVEMENT MORTGAGE, LLC | 1,906 | $6,626 | 6.625% |
| Bank of America, National Association | 1,742 | $5,388 | 5.990% |
| JPMorgan Chase Bank, National Association | 1,507 | $929 | 5.875% |
| U.S. Bank National Association | 1,321 | $5,372 | 6.250% |
| CROSSCOUNTRY MORTGAGE, INC. | 1,291 | $7,317 | 6.625% |
| CMG MORTGAGE, INC. | 1,196 | $6,632 | 6.625% |
| GUILD MORTGAGE COMPANY | 941 | $6,544 | 6.625% |