Mortgage lending in Cheyenne, WY

3,333 mortgages were originated in the Cheyenne, WY area in 2025, and here is what they cost.

Loans originated

3,333

Median rate

6.500%

Median lender fees

$6,399

Median loan amount

$285,000

Median spread over APOR

0.121

Paid discount points

41.4%

Received lender credits

19%

Purchases / refinances

55.7% / 29.6%

Conventional / FHA / VA

62.7% / 15.3% / 22%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71.3% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Cheyenne, WY area, ranked by volume.