Mortgage lending in Glens Falls, NY
2,242 mortgages were originated in the Glens Falls, NY area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,242
- Median rate
- 6.500%
- Median lender fees
- $4,839
- Median loan amount
- $195,000
- Median spread over APOR
- 0.250
- Paid discount points
- 31.2%
- Received lender credits
- 24%
- Purchases / refinances
- 54.4% / 21%
- Conventional / FHA / VA
- 83.3% / 11.6% / 4.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66.9% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Glens Falls, NY area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Glens Falls National Bank and Trust Company | 351 | $4,227 | 6.125% |
| HOMESTEAD FUNDING CORP. | 212 | $4,464 | 6.375% |
| Rocket Mortgage, LLC | 182 | $5,783 | 6.990% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 106 | $7,049 | 6.624% |
| Broadview Federal Credit Union | 105 | — | 6.250% |
| TrustCo Bank | 99 | — | 5.875% |
| HUDSON RIVER COMMUNITY | 98 | $1,348 | 6.400% |
| Citizens Bank, National Association | 83 | — | 8.400% |
| TD Bank, National Association | 69 | — | 8.120% |
| SEFCU SERVICES, LLC | 59 | $4,404 | 6.125% |