APR.net

Mortgage lending in Glens Falls, NY

2,242 mortgages were originated in the Glens Falls, NY area in 2025, and here is what they cost.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
2,242
Median rate
6.500%
Median lender fees
$4,839
Median loan amount
$195,000
Median spread over APOR
0.250
Paid discount points
31.2%
Received lender credits
24%
Purchases / refinances
54.4% / 21%
Conventional / FHA / VA
83.3% / 11.6% / 4.5%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66.9% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Glens Falls, NY area, ranked by volume.

Lender Loans Median fees Median rate
Glens Falls National Bank and Trust Company 351 $4,227 6.125%
HOMESTEAD FUNDING CORP. 212 $4,464 6.375%
Rocket Mortgage, LLC 182 $5,783 6.990%
UNITED SHORE FINANCIAL SERVICES, LLC 106 $7,049 6.624%
Broadview Federal Credit Union 105 6.250%
TrustCo Bank 99 5.875%
HUDSON RIVER COMMUNITY 98 $1,348 6.400%
Citizens Bank, National Association 83 8.400%
TD Bank, National Association 69 8.120%
SEFCU SERVICES, LLC 59 $4,404 6.125%