Mortgage lending in Lafayette, LA

7,075 mortgages were originated in the Lafayette, LA area in 2025, and here is what they cost.

Loans originated

7,075

Median rate

6.500%

Median lender fees

$5,725

Median loan amount

$195,000

Median spread over APOR

0.299

Paid discount points

37.3%

Received lender credits

22.1%

Purchases / refinances

65.1% / 26%

Conventional / FHA / VA

65.1% / 20.9% / 8.7%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 72.3% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Lafayette, LA area, ranked by volume.