Mortgage lending in Lakewood-New Brunswick, NJ
53,527 mortgages were originated in the Lakewood-New Brunswick, NJ area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 53,527
- Median rate
- 6.750%
- Median lender fees
- $6,408
- Median loan amount
- $345,000
- Median spread over APOR
- 0.271
- Paid discount points
- 28.6%
- Received lender credits
- 24.8%
- Purchases / refinances
- 43.9% / 33.3%
- Conventional / FHA / VA
- 89.4% / 8% / 2.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Lakewood-New Brunswick, NJ area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 4,045 | $4,477 | 6.750% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 2,548 | $9,891 | 6.438% |
| Citizens Bank, National Association | 2,375 | $8,342 | 7.400% |
| PNC Bank, National Association | 2,137 | $5,714 | 8.000% |
| TD Bank, National Association | 2,137 | $99 | 7.540% |
| CROSSCOUNTRY MORTGAGE, INC. | 2,101 | $8,046 | 6.750% |
| Bank of America, National Association | 1,768 | $5,895 | 6.125% |
| Loandepot.Com, LLC | 1,258 | $5,297 | 6.875% |
| PENNYMAC LOAN SERVICES, LLC | 1,158 | $7,948 | 6.625% |
| GUARANTEED RATE, INC. | 1,114 | $5,904 | 6.500% |