Mortgage lending in Vineland, NJ
2,744 mortgages were originated in the Vineland, NJ area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,744
- Median rate
- 6.750%
- Median lender fees
- $8,134
- Median loan amount
- $195,000
- Median spread over APOR
- 0.547
- Paid discount points
- 41.3%
- Received lender credits
- 20.4%
- Purchases / refinances
- 51.1% / 32.5%
- Conventional / FHA / VA
- 65.7% / 26.9% / 7.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Vineland, NJ area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| NATION ONE MORTGAGE CORPORATION | 417 | $17,445 | 6.500% |
| Rocket Mortgage, LLC | 186 | $5,542 | 6.750% |
| GUARANTEED RATE, INC. | 86 | — | 6.625% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 82 | $8,085 | 6.990% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 64 | $12,917 | 5.994% |
| Loan Funder LLC | 61 | — | 10.500% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 61 | $8,281 | 6.625% |
| Kiavi Funding, Inc. | 57 | — | 10.250% |