Mortgage lending in Jonesboro, AR
3,023 mortgages were originated in the Jonesboro, AR area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,023
- Median rate
- 6.625%
- Median lender fees
- $5,127
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $165,000
- Above the going rate (spread over APOR)
- 0.326
- Paid discount points
- 34.9%
- Received lender credits
- 17%
- Purchases / refinances
- 63.3% / 23.8%
- Conventional / FHA / VA
- 66.4% / 21.9% / 7.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 64.6% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Jonesboro, AR area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Arvest Bank | 243 | $4,327 | 6.875% |
| Simmons Bank | 127 | — | 6.760% |
| Rocket Mortgage, LLC | 122 | $4,781 | 6.500% |
| First Community Bank | 111 | $5,917 | 6.750% |
| Southern Bank | 98 | — | 7.250% |
| Fairway Independent Mortgage Corporation | 97 | $8,671 | 6.250% |
| Firsttrust Home Loans, Inc. | 93 | $5,986 | 6.375% |
| United Shore Financial Services, LLC | 90 | $8,502 | 6.250% |
| First National Bank | 80 | — | 7.500% |
| Cadence Bank | 74 | — | 7.188% |