Mortgage lending in Spartanburg, SC

11,271 mortgages were originated in the Spartanburg, SC area in 2025, and here is what they cost.

Loans originated

11,271

Median rate

6.490%

Median lender fees

$6,408

Median loan amount

$225,000

Median spread over APOR

0.203

Paid discount points

50.4%

Received lender credits

24.1%

Purchases / refinances

64.7% / 21.5%

Conventional / FHA / VA

62.5% / 26.3% / 9.4%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 81.4% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Spartanburg, SC area, ranked by volume.