Mortgage lending in Fayetteville-Springdale-Rogers, AR
17,210 mortgages were originated in the Fayetteville-Springdale-Rogers, AR area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 17,210
- Median rate
- 6.625%
- Median lender fees
- $4,369
- Median loan amount
- $265,000
- Median spread over APOR
- 0.220
- Paid discount points
- 36.2%
- Received lender credits
- 21.8%
- Purchases / refinances
- 58.8% / 25.2%
- Conventional / FHA / VA
- 80% / 12.6% / 6.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.3% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Fayetteville-Springdale-Rogers, AR area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Arvest Bank | 3,314 | $3,904 | 7.000% |
| Rocket Mortgage, LLC | 1,073 | $4,894 | 6.625% |
| FLAT BRANCH MORTGAGE, INC. | 671 | $4,460 | 6.375% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 478 | $6,381 | 6.125% |
| Centennial Bank | 443 | $6,015 | 6.375% |
| DHI MORTGAGE COMPANY, LTD. | 425 | $5,165 | 5.750% |
| ARKANSAS Federal Credit Union | 277 | — | 7.500% |
| Signature Bank of Arkansas | 263 | — | — |
| UNITED FEDERAL CREDIT UNION | 256 | $3,523 | 6.625% |
| Gateway First Bank | 254 | $4,032 | 6.375% |