Mortgage lending in Brunswick-St. Simons, GA
2,796 mortgages were originated in the Brunswick-St. Simons, GA area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,796
- Median rate
- 6.500%
- Median lender fees
- $6,902
- Median loan amount
- $245,000
- Median spread over APOR
- 0.228
- Paid discount points
- 43.1%
- Received lender credits
- 22.1%
- Purchases / refinances
- 56.2% / 32%
- Conventional / FHA / VA
- 69.8% / 15.1% / 14.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 72.9% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Brunswick-St. Simons, GA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 498 | $6,588 | 6.375% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 164 | $7,610 | 6.442% |
| Southeastern Bank | 129 | — | — |
| PENNYMAC LOAN SERVICES, LLC | 107 | $7,028 | 6.499% |
| United Community Bank | 87 | — | 6.500% |
| PrimeSouth Bank | 81 | $14,824 | 7.000% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 64 | $8,511 | 6.750% |
| Presidential Bank, FSB | 62 | $7,355 | 6.375% |
| Navy Federal Credit Union | 61 | — | 7.625% |
| Capital City Home Loans, LLC | 58 | $6,371 | 6.625% |