Mortgage lending in Brunswick-St. Simons, GA

2,796 mortgages were originated in the Brunswick-St. Simons, GA area in 2025, and here is what they cost.

Loans originated

2,796

Median rate

6.500%

Median lender fees

$6,902

The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.

Median loan amount

$245,000

Above the going rate (spread over APOR)

0.228

Paid discount points

43.1%

Received lender credits

22.1%

Purchases / refinances

56.2% / 32%

Conventional / FHA / VA

69.8% / 15.1% / 14.7%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 72.9% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Brunswick-St. Simons, GA area, ranked by volume.