Mortgage lending in Erie, PA
4,892 mortgages were originated in the Erie, PA area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,892
- Median rate
- 6.625%
- Median lender fees
- $4,718
- Median loan amount
- $125,000
- Median spread over APOR
- 0.268
- Paid discount points
- 25.3%
- Received lender credits
- 19.8%
- Purchases / refinances
- 45.6% / 27.4%
- Conventional / FHA / VA
- 84.6% / 9.4% / 5.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.2% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Erie, PA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Marquette Savings Bank | 545 | $2,863 | 6.500% |
| ERIE FEDERAL CREDIT UNION | 398 | — | 6.500% |
| Northwest Bank | 391 | $182 | 6.250% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 352 | $7,207 | 6.500% |
| Rocket Mortgage, LLC | 321 | $5,827 | 6.875% |
| PNC Bank, National Association | 264 | $4,956 | 7.410% |
| MOVEMENT MORTGAGE, LLC | 185 | $6,279 | 6.750% |
| First National Bank of Pennsylvania | 176 | — | 6.490% |
| CNB Bank | 175 | $3,580 | 6.125% |
| Citizens Bank, National Association | 136 | — | 7.650% |