Mortgage lending in Grand Island, NE
1,564 mortgages were originated in the Grand Island, NE area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,564
- Median rate
- 6.750%
- Median lender fees
- $3,693
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $165,000
- Above the going rate (spread over APOR)
- 0.383
- Paid discount points
- 23.2%
- Received lender credits
- 13.2%
- Purchases / refinances
- 52.7% / 31.1%
- Conventional / FHA / VA
- 78.3% / 15.8% / 5.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 57% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Grand Island, NE area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Pinnacle Bank | 160 | $2,804 | 6.950% |
| Exchange Bank | 122 | — | 7.500% |
| Fairway Independent Mortgage Corporation | 98 | $6,835 | 6.125% |
| Five Points Bank | 96 | — | — |
| Home Federal Savings and Loan Association of Grand Island | 89 | $1,648 | 6.950% |
| Rocket Mortgage, LLC | 78 | $5,532 | 6.875% |
| Charter West Bank | 76 | $5,427 | 6.375% |
| Moria Development, Inc. | 68 | $8,435 | 6.750% |
| Equitable Bank | 61 | — | — |
| First National Bank of Omaha | 59 | — | — |