Mortgage lending in North Port-Bradenton-Sarasota, FL

25,288 mortgages were originated in the North Port-Bradenton-Sarasota, FL area in 2025, and here is what they cost.

Loans originated

25,288

Median rate

6.590%

Median lender fees

$6,814

Median loan amount

$305,000

Median spread over APOR

0.171

Paid discount points

40.1%

Received lender credits

24.9%

Purchases / refinances

63.8% / 19.8%

Conventional / FHA / VA

78.3% / 14.7% / 6.9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 73.4% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the North Port-Bradenton-Sarasota, FL area, ranked by volume.