Mortgage lending in Orlando-Kissimmee-Sanford, FL
57,944 mortgages were originated in the Orlando-Kissimmee-Sanford, FL area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 57,944
- Median rate
- 6.624%
- Median lender fees
- $8,067
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $305,000
- Above the going rate (spread over APOR)
- 0.256
- Paid discount points
- 43.3%
- Received lender credits
- 24.1%
- Purchases / refinances
- 60.1% / 23.8%
- Conventional / FHA / VA
- 73.4% / 19% / 7.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 72.8% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Orlando-Kissimmee-Sanford, FL area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| United Shore Financial Services, LLC | 6,380 | $10,699 | 6.375% |
| Rocket Mortgage, LLC | 3,742 | $5,825 | 6.750% |
| DHI Mortgage Company, Ltd. | 1,486 | $9,376 | 4.875% |
| Crosscountry Mortgage, Inc. | 1,404 | $10,164 | 6.750% |
| Fairwinds Credit Union | 1,235 | — | 6.900% |
| Pennymac Loan Services, LLC | 1,178 | $7,872 | 6.499% |
| Truist Bank | 1,074 | $6,809 | 6.490% |
| Pulte Mortgage LLC | 1,036 | $2,562 | 5.500% |
| Navy Federal Credit Union | 971 | $2,837 | 7.750% |
| Bank of America, National Association | 969 | $4,980 | 6.240% |