Mortgage lending in Corvallis, OR
1,432 mortgages were originated in the Corvallis, OR area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,432
- Median rate
- 6.875%
- Median lender fees
- $6,483
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $305,000
- Above the going rate (spread over APOR)
- 0.432
- Paid discount points
- 39.4%
- Received lender credits
- 18.1%
- Purchases / refinances
- 46% / 26.1%
- Conventional / FHA / VA
- 90% / 6% / 3.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 63.1% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Corvallis, OR area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Oregon State Credit Union | 245 | $5,139 | 7.500% |
| Umpqua Bank | 76 | — | 7.375% |
| Rocket Mortgage, LLC | 76 | $5,407 | 6.500% |
| Mortgage Express, LLC | 61 | $9,953 | 6.490% |
| Movement Mortgage, LLC | 55 | $9,422 | 6.750% |