Mortgage lending in Mansfield, OH
2,688 mortgages were originated in the Mansfield, OH area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,688
- Median rate
- 6.875%
- Median lender fees
- $4,232
- Median loan amount
- $135,000
- Median spread over APOR
- 0.506
- Paid discount points
- 33.6%
- Received lender credits
- 18.6%
- Purchases / refinances
- 50.4% / 27.8%
- Conventional / FHA / VA
- 75.4% / 14.5% / 9.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.2% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Mansfield, OH area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| MECHANICS BANK | 365 | $2,579 | 6.380% |
| The Park National Bank | 267 | $3,894 | 7.260% |
| The Huntington National Bank | 203 | $3,944 | 7.750% |
| Rocket Mortgage, LLC | 191 | $5,470 | 6.875% |
| CROSSCOUNTRY MORTGAGE, INC. | 151 | $6,752 | 6.750% |
| Fairway Independent Mortgage Corporation | 148 | $5,577 | 6.995% |
| Directions Credit Union, Inc. | 113 | — | 7.000% |
| UNION HOME MORTGAGE CORP. | 101 | $5,337 | 6.875% |
| Loandepot.Com, LLC | 77 | $4,865 | 6.990% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 71 | $6,639 | 6.125% |