The Park National Bank
3,696 mortgages originated in 2025 across 4 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,696
- Median rate
- 7.250%
- Median lender fees
- $4,121
- Median loan amount
- $125,000
- Median spread over APOR
- 0.260
- Paid discount points
- 9.7%
- Received lender credits
- 10.5%
- Purchases / refinances
- 46.3% / 21.7%
- Conventional / FHA / VA
- 98.5% / 0.9% / 0.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 51.8% of loans here — see methodology.
Where The Park National Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Ohio | 3,251 | $4,032 | 7.250% |
| South Carolina | 235 | $4,718 | 7.000% |
| North Carolina | 119 | — | 7.250% |
| Kentucky | 55 | — | 6.630% |