Mortgage lending in Sumter, SC

2,060 mortgages were originated in the Sumter, SC area in 2025, and here is what they cost.

Loans originated

2,060

Median rate

6.375%

Median lender fees

$5,579

Median loan amount

$205,000

Median spread over APOR

0.109

Paid discount points

47.8%

Received lender credits

24.1%

Purchases / refinances

65.2% / 27.2%

Conventional / FHA / VA

44.4% / 16.1% / 39.3%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 86% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Sumter, SC area, ranked by volume.