Mortgage lending in Fairbanks-College, AK
1,635 mortgages were originated in the Fairbanks-College, AK area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,635
- Median rate
- 6.375%
- Median lender fees
- $6,661
- Median loan amount
- $295,000
- Median spread over APOR
- 0.093
- Paid discount points
- 46.8%
- Received lender credits
- 23.9%
- Purchases / refinances
- 67.8% / 21.6%
- Conventional / FHA / VA
- 53% / 12.3% / 34.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 72.1% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Fairbanks-College, AK area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| NEWREZ LLC | 327 | $7,761 | 6.250% |
| Global Federal Credit Union | 182 | $5,139 | 6.500% |
| Mt. McKinley Bank | 132 | — | — |
| Mortgage Research Center, LLC | 113 | $7,222 | 6.250% |
| Denali State Bank | 107 | — | — |
| RESIDENTIAL MORTGAGE, LLC | 97 | $7,768 | 6.250% |
| Rocket Mortgage, LLC | 79 | $5,855 | 6.990% |