Mortgage lending in Baton Rouge, LA

14,960 mortgages were originated in the Baton Rouge, LA area in 2025, and here is what they cost.

Loans originated

14,960

Median rate

6.625%

Median lender fees

$5,969

Median loan amount

$205,000

Median spread over APOR

0.360

Paid discount points

38.9%

Received lender credits

21.2%

Purchases / refinances

60.6% / 26%

Conventional / FHA / VA

66.5% / 22.5% / 6.9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71.4% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Baton Rouge, LA area, ranked by volume.