Mortgage lending in Barnstable Town, MA
7,248 mortgages were originated in the Barnstable Town, MA area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 7,248
- Median rate
- 6.875%
- Median lender fees
- $5,012
- Median loan amount
- $365,000
- Median spread over APOR
- 0.150
- Paid discount points
- 18.5%
- Received lender credits
- 19.7%
- Purchases / refinances
- 40.9% / 33.4%
- Conventional / FHA / VA
- 92.9% / 4.7% / 2.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 51.6% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Barnstable Town, MA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| The Cape Cod Five Cents Savings Bank | 1,476 | $3,940 | 7.500% |
| Citizens Bank, National Association | 710 | $6,827 | 7.150% |
| Rockland Trust Company | 358 | $4,414 | 6.990% |
| Rocket Mortgage, LLC | 340 | $4,507 | 6.875% |
| Leader Bank, National Association | 279 | $5,045 | 6.240% |
| Eastern Bank | 248 | — | 6.990% |
| CROSSCOUNTRY MORTGAGE, INC. | 199 | $5,877 | 6.750% |
| Bank of America, National Association | 188 | $5,918 | 5.990% |
| Cape Cod Co-operative Bank | 160 | — | — |
| TD Bank, National Association | 152 | $3,688 | 7.440% |